Tools

Financial tools that run locally in your browser.

The goal is practical, focused tooling: no account required, no unnecessary data collection, and stable URLs you can bookmark.

Housinglive

Mortgage Payoff Planner

Model one-time and recurring extra payments — past or future — and see exactly how much interest and time they save.

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Debtlive

Debt Payoff Planner

Avalanche vs. snowball with real life included: 0% promo cards that expire, extra payments on your dates, and one chart where every balance dies.

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Windfallslive

Windfall Planner

A bonus, inheritance, vest, or home sale landed. Find out how much of it is actually yours after the tax nobody withheld, then give every remaining dollar a job.

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